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An excerpt from one of the articles
The Appraisal Process
The Statutory Conditions are mandatory in policies of insurance issued in Canada. There are, however, some subtle differences in the wording for the requirement for “Appraisal” if demanded by either party to the insurance contract.
Many of the differences relate to a requirement in some jurisdictions to ensure the appointed appraisers and umpire are “disinterested” parties. This means that the insurer needs to engage an outside party to be their appraiser. It also means that the policyholder must retain an outside party to represent them.
What has not changed in various provincial statutes is the “process” of Appraisal. One would expect that a uniform process exists across Canada – it does not!
November 2020 - WP Highlights
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By Jim Davidson, Partner, Will Davidson LLP
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By Glenn Gibson, ICD.D CIP FCIAA FCLA CFE, President & CEO, The GTG Group and
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