September 2004 - Contents

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Spencer Bailey: A Nice Guy Finishes Where He Should
By Marni Andrews……….Page 8

PIPEDA and the Use of Surveillance Evidence at Trial:
Case Commentary on Ferenczy v. MCI Medical Clinic and Dr. Gary Weinstein
By Greg Heckel……….Page 12

A Broker’s Perspective
By H. Ross Totten, FCIP, CCIB……….Page 20

Commercial Vehicle Data Recorders:
The Black Boxes of the Trucking Industry
By Gordon M. Jenish, PEng……….Page 26

Childs v. Desormeaux: Social Host Liability or Just Another Case?
By Michael Paul Taylor……….Page 44

The Substitute Decisions Act and Paralegals
By Jacqueline A. Emerton……….Page 50

Potential Impact of Section 64.1 on Income Replacement Benefit Claims
By Bruce Webster……….Page 52

Sleep Deprivation and Operation of Motor Vehicles
By Brian Mekdeci, BASc……….Page 59
Regular Features

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President’s Message……….Page 4
OIAA Executive Committee……….Page 5
Get to know your Chapters……….Page 32
Ask the Expert……….Page 42
Directory of Adjusters……….Page 64
OIAA Chapter Executive……….Page 68
Final Report……….Page 70
Advertisers’ Index……….Page 70

What's happening

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Letter from the Editor……….Page 6
Introducing the Toronto Delegates……….Page 7
Claims 2005 Call for Presentations……….Page 31
Industry News……….Page 34
October Seminars Announcement……….Page 35
OIAA Golf Tournament Photos & Minutes of June Meeting……….Page 36
OIAA Golf Tournament Reports……….Page 38
Coming Events around the Province……….Page 41
Out and About……….Page 62