May 2004 - Contents

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Bill 198: Is It Working?
By Pat Van Bakel, B.A., C.I.P..........Page 6

Event Data Recorders: The Breathalyzer for Reckless Driving or Pandora's Box?
By Kevin McClafferty..........Page 22

A Warranty Clause
By James E. Bonnay, CIP, CCIB..........Page 50

Accident Benefits = Ontario's Two Tiered Health Care and a Part of the Insurance Perception Problem
By Ross Potts..........Page 52

Property/Casualty Losses
By Glenn Gibson, CIP, FCIAA, CLA, CFE, CFEI, CCFI
Page 58
Regular Features

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President's Message..........Page 4
OIAA Executive Committee..........Page 5
Get to know your Chapters..........Page 35
Ask the Expert..........Page 46
Directory of Adjusters..........Page 65
OIAA Chapter Executive..........Page 69
Final Report..........Page 70
Advertisers' Index..........Page 70

What's happening

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April Seminar and Minutes of Meeting..........Page 36
OIAA Bursary Winners..........Page 38
Industry News..........Page 40
Out-Of-Town Meeting Announcement..........Page 41
OIAA Golf Tournament Announcement..........Page 42
CAFI Golf Tournament Announcement..........Page 43
London Golf Tournament Announcement..........Page 44
Kitchener-Waterloo Chapter Trade Show Announcement..........Page 45
Claims 2005 Call for Presentations..........Page 45